What is Mortgage Insurance?
Simply put, mortgage insurance ensures your loved aren't burdened with your mortgage in the event of your death.
Your home is your biggest asset and your mortgage is lkely your biggest debt. If something were to happen to you your next of kin typically inherits both. With the right kind of mortgage insurance you can have the peace of mind of knowing your loved ones will be taken care of financially.
Why should I choose Brian A. Price & Associates for my mortgage insurance?
We specialise in mortgage insurance, we know the industry inside out, are licensed insurance brokers and can provide the most competitive rates by tailoring the policy to your specific circumstances. Our mortgage insurance coverage offers:
- Lowest Cost - we work with all the top insurance companies, each with dozens of policy options, to identify the best fitting / most competitive policy for you.
- Portable - When you move or renegotiate your mortgage your policy stays with you
- Your Loved Ones Benefit - If something happens to you your loved ones receive the money, not your bank
- Fixed Cost, Fixed Payout - Even though your mortgage gets smaller the amount of money your loved ones receive remains the same (see bank mortgage insurance). OR choose to reduce your premiums as your circumstances improve.
- There when you need it - You know you are eligible for a payout before you start paying. Our policies are underwritten from the beginning meaning there is more likelihood of a successful claim.
- Flexible - In addition to providing life insurance we can extend the cover to include disability insurance or critical illness cover.
- Tailor made - Because our policies are researched specifically for you and extensively underwritten from the outset. Your policy will be written around your specific circumstances obtaining the best deal regardless of age, smoking history, current health, family history etc.