Brian A. Price and Associates

Whole Life Insurance - Peace of mind for the rest of your life, plus the option to cash in

Whole life insurance is an excellent choice if you want peace of mind that your family are protected in the event of your death for the rest of your life. Whole life insurance costs more than term life insurance or no medical life insurance, but has the advantage that your monthly costs are fixed for the rest of your life, plus money that is paid in accumulates a cash value over time that you can borrow against or cash in.

How much insurance do I need?

The reasons for wanting life insurance are many and varied but most people don't want to leave a financial burden for the people that are left behind. If you were not around who would pay.... the mortgage/rent, Hydro bills, gas bill, property taxes, food, car payments etc. Even if none of these apply there are always the funeral expenses.  Peace of mind comes from knowing your loved ones are covered in the event of your death.

What are the alternatives to whole life insurance and why might I consider those instead?

The two main alternatives to whole life insurance are:

Term Life Insurance - Differs from whole life because you are covered only for the term of the policy (typically 10 years), also there is no cash value accumulated. It is however much less expensive and typically favoured by younger clients who can re-assess their circumstances every 10 years. More about Term Life Insurance....

No Medical Life Insurance - Differs from whole life insurance because coverage is provided without the need for a medical exam. It is typically less expensive and typically favoured by clients with pre-existing conditions. More about No Medical Life Insurance....

Insurance Broker vs Insurance Agent

People that use an insurance broker pay less for their whole life insurance. Insurance brokers are licensed to sell policies from multiple insurance companies, are free to search the market and obtain multiple competing quotes to get the best deal for their clients. Insurance agents work for a single insurance company and are typically limited to products from that one company. It has been said that agents work for the insurance company and insurance brokers work for their customers.

Local, Expert, Advice

There are a multitude of life insurance policies available in Ontario with lots of options. Without expert advice finding the best policy for you can be quite overwhelming. Nothing beats sitting down with a local, Windsor Whole Life Insurance expert to determine the best option for you. Simply fill in the form on this page for a FREE, no obligation life insurance quote backed by expert knowledge and advice.

FREE Quotation



What Can I Expect.

Brian A. Price and Associates are professionally licensed insurance brokers. Requesting a quote from Brian Price you can expect the following:

  1. You will receive a competitive quote
  2. Your information will be kept confidential
  3. Your privacy will be respected.
    1. We will only contact you for the reason you intended
    2. Your information wil not shared without your consent
  4. Exemplary customer service

Canadian chances of needing life insurance